01Property
Make more of
what you own.
Finance backed by property for the plans ahead.
- Growing or funding a business
- Education for the family
- Improving or extending your home
Loans
Finance built around
real possibilities.
Every Viya loan starts with something you already have — a property, a vehicle, gold, a business or a livelihood — and a plan for what comes next.
Make more of
02Vehicle
Your next move.
Made possible.
Finance for the vehicle that keeps life or business moving.
- A vehicle for the family
- A vehicle for your work or business
- Replacing or upgrading an existing vehicle
03Gold
Your gold,
working for you.
Finance against your gold, when you need access to funds.
- Short-term family needs
- Seasonal farming or trading needs
- Education or medical expenses
04Business
Back your
business.
Finance designed around real business needs.
- Stock and working capital
- Equipment or machinery
- Expanding or improving premises
05Microfinance
Small steps.
Bigger possibilities.
Finance designed around livelihoods, enterprise and progress.
- Starting or growing a small enterprise
- Livestock or agricultural activity
- Tools and equipment for a trade
06Personal
For the plans
that matter.
Finance for planned personal and family needs.
- Family events
- Education
- Home needs
Not sure which loan fits?
Tell us what you are planning. We will help you find the right kind of finance.
- Check eligibilityShare your requirement — no instant decisions, just a clear next step.
- Talk to usSpeak to the Viya team about your plan.
Prefer to talk?