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Possibilities. Made Possible.

Loan Against Property

Your property.
More possibilities.

Unlock the value of property you own for the plans ahead.

Explore Property Finance Apply now
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Find the finance that fits.

Six ways to move your plans forward.

Finance for what comes next.

Property

Unlock value from
what you own.

Finance backed by property for the plans ahead.

Explore Loan Against Property
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Vehicle

Your next move.
Made possible.

Explore
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Gold

Value you
already hold.

Explore
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How Viya works.

The full process
  1. 01

    Tell us what you need

    An enquiry or a conversation — whichever suits you.

  2. 02

    Share the required details

    About you, your plan and what the loan is for.

  3. 03

    Understand your options

    Rate, charges and repayments, explained before you commit.

  4. 04

    Complete the agreed process

    We guide you through each step to completion.

More ways we can help.

Explore all financing

Why Viya

  1. 01The right kind of finance.

    From loans against property, vehicles and gold to business, micro and personal finance — we help you choose what fits your plan.

  2. 02Terms you understand.

    Before you commit, we walk you through the rate, the charges and the repayments. Ask anything.

  3. 03Close to home.

    We are starting in Tamil Nadu and growing carefully — one community at a time.

  4. 04Modern, but personal.

    Modern tools keep paperwork simple and records clear. The conversations stay human.

Plan your repayments.

Try your own amount, rate and tenure. Illustrative only.

Repayment method

Your estimate

Enter an amount, a rate and a tenure to see an estimate.

Calculations are illustrative only and do not constitute an offer of credit. Actual terms depend on assessment and approval.

Built for the plans people make here.

A new shutter for the shop. A second vehicle for the business. College fees for a daughter. Viya is being built for the everyday ambitions of families and business owners in Tamil Nadu.

Find a branch About Viya

Questions, answered.

All questions
  • What is Viya Finance?
    Viya Finance is a lending and financial services brand for individuals, families and businesses in Tamil Nadu. We offer loans against property, vehicle finance, gold loans, business finance, microfinance and personal finance.
  • What is a loan against property?
    It is a loan where property you own is used as security. You continue to live in or use the property while the loan is repaid.
  • What is microfinance?
    Microfinance provides small loans to people building livelihoods and enterprises, often through groups whose members support one another.
  • Where is Viya Finance available?
    We are starting in Tamil Nadu and growing carefully, one community at a time.
  • Can I apply online?
    Not yet. For now, start with an enquiry and our team will contact you to understand your requirement and guide you through the next steps.
  • What documents will I need?
    Documentation depends on the applicant, the type of loan and the financing requirement. Our team will explain what is required for your case.

Let’s talk.

Tell us what you are planning. We will walk you through your options.

Prefer to talk?

Call +91 94430 04065WhatsApp us