How it works
Clear from the
first conversation.
Six simple stages, explained before you commit to anything.
- 01
Tell us what you’re planning
Start with an enquiry or a conversation. Share what you need and what it is for.
- 02
Help us understand your request
We learn about your situation and anything the loan involves — a property, a vehicle, gold or your business.
- 03
We assess the request
Our team reviews your request carefully and responsibly.
- 04
Understand the terms
Before anything is signed, we walk you through the rate, the charges and the repayments.
- 05
Complete the process
We guide you through the documentation and the steps needed to complete the loan.
- 06
Move forward
With the funds in place, you get on with the plan that matters.
Clear before you commit.
We explain the rate, the charges and the repayment schedule before you sign.
If something is not clear, ask. We would rather explain twice than have you unsure once.
Let’s talk.
Tell us what you are planning. We will walk you through your options.
- Explore loansSee how each Viya loan works.
- Talk to usTell us your plan. We will explain your options.
Prefer to talk?

