FAQ
Questions,
answered plainly.
If you don’t find what you need here, ask us — we’re happy to explain.
What is Viya Finance?
Viya Finance is a lending and financial services brand for individuals, families and businesses in Tamil Nadu. We offer loans against property, vehicle finance, gold loans, business finance, microfinance and personal finance.What is a secured loan?
A secured loan is backed by an asset you own, such as property, a vehicle or gold. The asset acts as security while the loan is being repaid.Where is Viya Finance available?
We are starting in Tamil Nadu and growing carefully, one community at a time.What is a loan against property?
It is a loan where property you own is used as security. You continue to live in or use the property while the loan is repaid.What is vehicle finance?
Vehicle finance helps you buy a vehicle, with the vehicle acting as security for the loan.Who is business finance for?
Small and growing businesses that need funds for working capital, equipment or expansion.What is microfinance?
Microfinance provides small loans to people building livelihoods and enterprises, often through groups whose members support one another.Can I apply online?
Not yet. For now, start with an enquiry and our team will contact you to understand your requirement and guide you through the next steps.What documents will I need?
Documentation depends on the applicant, the type of loan and the financing requirement. Our team will explain what is required for your case.
Still have a question?
Tell us what you would like to know and our team will explain.
Prefer to talk?

