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FAQ

Questions,
answered plainly.

If you don’t find what you need here, ask us — we’re happy to explain.

  • What is Viya Finance?
    Viya Finance is a lending and financial services brand for individuals, families and businesses in Tamil Nadu. We offer loans against property, vehicle finance, gold loans, business finance, microfinance and personal finance.
  • What is a secured loan?
    A secured loan is backed by an asset you own, such as property, a vehicle or gold. The asset acts as security while the loan is being repaid.
  • Where is Viya Finance available?
    We are starting in Tamil Nadu and growing carefully, one community at a time.
  • What is a loan against property?
    It is a loan where property you own is used as security. You continue to live in or use the property while the loan is repaid.
  • What is vehicle finance?
    Vehicle finance helps you buy a vehicle, with the vehicle acting as security for the loan.
  • Who is business finance for?
    Small and growing businesses that need funds for working capital, equipment or expansion.
  • What is microfinance?
    Microfinance provides small loans to people building livelihoods and enterprises, often through groups whose members support one another.
  • Can I apply online?
    Not yet. For now, start with an enquiry and our team will contact you to understand your requirement and guide you through the next steps.
  • What documents will I need?
    Documentation depends on the applicant, the type of loan and the financing requirement. Our team will explain what is required for your case.

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